The "actual cash value" of the damaged or stolen
"auto" as of the time of the "loss";
or
The actual value of the vehicle listed on the Automobile
Register Inventory; or
The cost of repairing or replacing the damaged or stolen
"auto" with like kind and quality'
If the covered "auto" is determined to be a total
loss, the "loss" will be settled on the actual
cash value of the covered "auto" as shown as the
retail value in the Automobile Dealers Association Book
(NADA) at the time of the "accident" or some other
valuation method utilized by DOAS.
A covered "auto" will be considered a total loss
when the cost to repair the "auto" exceeds 65%
of the retail value as established by NADA or some other
valuation method utilized by DOAS;
The actual cost of towing and storage of the "auto";
however, not to exceed a total combined sum of $400 unless
there are special circumstances as determined by DOAS.
