Exclusions

DOAS will not pay for “loss” caused by or resulting in whole or in part from any of the following. Such “loss” is excluded regardless of any other cause or event that contributes concurrently or in any sequence to the “loss”:

Nuclear Hazard – The explosion of any weapon employing atomic fission of fusion; or nuclear reaction or radiation, or radioactive contamination, however caused

War or Military Action – (1) War, including undeclared or civil war.  (2) Warlike action by a military force, including action in hindering or defending against an actual or expected attack, by any government, sovereign or other authority using military personnel or other agents; (3) Insurrection, rebellion, revolution, usurped power or action taken by governmental authority in hindering or defending against any of these.

DOAS will not pay for ”loss” to any of the following:

Tapes, records, discs or other similar audio, visual or data electronic devices designed for use with audio, visual or data electronic equipment;

Any device designed or used to detect speed measuring equipment such as radar or laser detectors and any jamming apparatus intended to elude or disrupt speed measurement equipment;

Any electronic equipment that receives or transmits audio, visual or data signals and that is not designed solely for the reproduction of sound, unless such equipment is permanently attached to or installed to the “auto” in the opening normally used by the auto manufacturer for the installation of a radio or similar sound equipment;

Any accessories used with the electronic equipment described above.

DOAS will not pay for "loss" caused by or resulting from any of the following unless caused by other "loss" that is covered by this Agreement. (1) Wear and tear, freezing, mechanical or electrical breakdown. (2) Blowouts, punctures or other road damage to tires.

DOAS will not pay for "loss" caused by a collision between a Covered Party's covered "auto" and a Covered Party's other owned, leased or controlled property, including but not limited to buildings, signs, fences, posts, automobiles, mobile equipment, etc., situated on or adjacent to the Covered Party's premises.

DOAS will not pay for a "loss" arising from the non-state use of a covered "auto".

DOAS will not pay for "loss" to a covered "auto" due to "diminution in value".

DOAS will not pay for "loss" to any covered "auto" while used in any professional or organized racing or demolition contest or stunting activity, or while practicing for such contest or activity. DOAS will also not pay for "loss" to any covered "auto" while that covered "auto" is being prepared for such a contest or activity.