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Physical
Damage
Physical
Damage coverage is provided for tagged, on-the-roadway “autos” and “trailers” as reported to the UGA Administrative Services Department. Physical Damage coverage is provided only for autos owned by the University of Georgia or autos leased by UGA provided that the length of the lease is in excess of 30 days. The auto must be leased in the name of the University of Georgia. A copy of the lease must be provided to the Department of Administrative Services (DOAS) when the auto is to be covered under the Auto Physical Damage policy.
DOAS provides the following Physical Damage coverage for “loss” to a covered auto(s) or its equipment only if so listed on the DOAS Vehicle Inventory Tracking and Logistics (VITAL) system for physical damage coverage:
Collision Coverage caused by the covered auto’s collision with another object or the covered auto’s overturn.
Comprehensive Coverage for any cause except the covered auto’s collision with another object or the covered auto’s overturn.
DOAS will pay reasonable towing and storage costs arising out of a Collision or Comprehensive loss as specified in the Limit of Coverage section.
When a Covered Party carries automobile physical damage coverage through DOAS on an existing auto, any newly acquired autos are automatically covered for a 30 day grace period from the date of the purchase or lease of the newly acquired auto provided that the newly acquired auto meets the requirements of a Covered Auto as described above.
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