Additional Coverage

Collapse

DOAS will pay UGA for loss caused by or resulting from direct physical loss involving collapse of a Covered Building or any part of a Covered Building caused by one or more of the following:

• Fire; lightning; explosion; windstorm; hail; smoke; aircraft or vehicles; riot or civil commotion; vandalism; leakage from fire extinguishing equipment; sinkhole collapse; volcanic action; earthquake; flood; falling objects; weight of ice, snow or sleet; water damage; burglary; all only as covered in this Coverage Part;
• Hidden decay;
• Hidden insect or vermin damage;
• Weight of people or personal property, including non-state owned property;
• Weight of rain that collects on a roof; and
• Use of defective material or methods in construction, remodeling or renovation if the collapse occurs during the course of construction, remodeling or renovation.

Collapse does not include normal settling, cracking, shrinkage, bulging, or expansion.

Debris Removal

DOAS will pay UGA for expenses to remove debris from Covered Property caused by or resulting from a Covered Cause of Loss.

This additional coverage does not apply to cost:

• Extract "pollutants" from land or water;
• Remove, restore or replace polluted land or water; or
• Removing landscaping, trees, shrubs and other outside vegetation unless resting upon or on a covered location.

Preservation of Property

If it is necessary to move Covered Property from a premises described in the Property Register to preserve it from loss or damage by a Covered Cause of Loss, DOAS will pay UGA for any covered loss to that Covered Property while it is in transit or while temporarily stored at another location.

Fire Department Service Charge

If a fire department is called to save or protect Covered Property from a Covered Cause of Loss, DOAS will pay UGA for liability for fire department service charges that you:

• Assumed by contract or agreement prior to loss; or
• Required by local ordinance.

Limited Radioactive Contamination

DOAS covers Covered Property other than nuclear reactors or their fuel, against direct loss or damage caused by sudden and accidental radioactive contamination, provided such radioactive contamination arises out of materials of State premises.

Increased Cost of Construction (Code upgrades)

In the event of loss to a covered building or structure caused by a Covered Cause of Loss, DOAS will reimburse UGA for the additional reconstruction costs related to the minimum improvements required to maintain a certificate of occupancy.

Electronic Data Processing Systems, Media and Equipment

1. Contents covered under this coverage section includes:

• Electronic Data Processing Equipment, Electronic Data Processing Media, Accounts Receivable and Valuable Papers; and
• Electronic Data Processing Media Duplicates while stored at an unnamed location for a limit of coverage not to exceed $50,000 per loss;
• "Extra Expense" incurred resulting from loss to contents by any Covered Causes of Loss;

2. Covered Causes of Loss under this Coverage section includes:

• All risk of direct physical loss of or damage to property described herein, except loss or damage caused by or resulting from:

Wear and tear, inherent vice, gradual deterioration, rust, corrosion, insects or vermin;

Error in machine programming or instructions to the machines;

Error, omission or deficiency in design, plan, specification or workmanship;

Theft, unless caused by "burglary". A police report must be provided.

Computer virus.

3. Valuation

• Electronic Data Processing systems and equipment will be paid for at "replacement cost", if not repaired or replaced, then "actual cash value".
• Electronic Data Processing Media will be paid for at "replacement cost"; if not repaired,replaced or restored within two years from the date of loss, the blank value of the electronic data processing media.
• Valuable Papers and Records will be paid for based on what is determined to be the lesser cost:
  a. The cost to repair or restore the item to the condition that existed immediately prior to the loss; or
  b. The cost to replace the item.

4. Definitions

• Electronic Data Processing Equipment means electronic data processing systems which is a network of equipment components and related peripheral equipment capable of accepting information, processing it according to a plan and producing the desired results.
• Electronic Data Processing Media means material on which data is recorded, such as tapes, disc packs, punch cards or other recording devices including the information (data) recorded thereon.
• Valuable Papers and Records includes unconverted data.

Boiler and Machinery

Loss to Boiler and Machinery located in a Covered Building.

Coverage Extension

DOAS automatically extends coverage to any new "state owned" building, structure or contents you acquire during the fiscal year. Newly acquired or constructed "state owned" property is automatically covered unless it exceeds 50,000,000 dollars. Newly acquired "state owned" buildings, structures and contents MUST be reported to DOAS withing 60 days of acquisition.